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Accounting (5)

Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
LARGEST ACCOUNTING FIRMS by: admin
December 24, 2009, 00:09
RANKED BY NUMBER OF LOCAL CPAS Legend for Chart: A - Rank B - Name Address Phone/Web site C - 8/31/2009: Number of local CPAs D - 8/31/2008: Number of loca…
Professor presented 2009 accounting educator award at Oklahoma Accounting Educators Conference by: admin
December 24, 2009, 00:05
Charlotte Wright, professor and Lanny G. Chasteen Chair of accounting at Oklahoma State University, was named the 2009 Outstanding Accounting Educator at the Ok…
Accounting for a faulty GDP accounting system by: admin
December 24, 2009, 00:02
Do crime, d i v o r c e and natural disasters boost our economy? Well, yes, if you take the current system for measuring the health of the U.S. economy …

Accounting Payroll (2)

U.S. Chamber of Commerce: How to do flu by: admin
December 24, 2009, 00:12
In its guide to business preparedness during the expected H1N1 flu pandemic, “It’s Not Flu as Usual,” the U.S. Chamber of Commerce lists 10 actions that b…
U.S. Chamber of Commerce: How your company can prepare for flu season by: admin
December 24, 2009, 00:11
In its guide to business preparedness during the expected H1N1 flu pandemic, “It’s Not Flu as Usual,” the U.S. Chamber of Commerce lists 10 actions that b…

Advertising (5)

Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…
New center for thoracic surgery at Phelps Hospital offers treatment for lung and chest diseases by: admin
December 24, 2009, 00:17
A center for thoracic surgery has been established at Phelps Memorial Hospital Center under the direction of Dr. Avraham Merav, a nationally known specialist…
Answering the call for more nursing faculty by: admin
December 24, 2009, 00:16
Imagine going to the local hospital, but there are no nurses to help...the scenario may be exaggerated, but according to the Center for Health Workforce Stud…
Phelps Hospital lab re-accredited by College of American Pathologists by: admin
December 24, 2009, 00:15
The laboratory at Phelps Memorial Hospital Center, where more than 100,000 tests are performed annually, has been reaccredited by the Accreditation Committe…
Astor Awards honors St. Luke's Cornwall and Momentum Advertising & Design for campaign by: admin
December 24, 2009, 00:14
Two campaigns created by St. Luke's Cornwall Hospital (SLCH) and its agency,. Momentum Advertising & Design, have earned top honors in the Aster Awards …

Affiliate Revenue (1)

Event Brief of Rainbow National Services to Host Bondholder Conference Call - Final by: admin
December 24, 2009, 00:20
S1. Rainbow National Services (J.S.) 1. 3Q09 Results: 1. Revenue at national programming networks, AMC, IFC and WE tv increased 11% to $206m. 2. Operating…

Arts and Entertainment (4)

WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…
Art, Fine by: smarty
January 3, 2010, 02:25
The use of folklore in African American visual art began in the late nineteenth century and has become, over time, one of the major elements of black twentieth-…
Kitchen antics: the importance of humor and maintaining professionalism at work by: admin
December 27, 2009, 01:50
The role of humor in workplace organizing is examined through a year-long ethnography of a hotel kitchen. An institutional and communicative frame reveals how t…
the rise and fall of Henry Ford's Forgotten Jungle City by: admin
December 27, 2009, 01:50
In an interview with the Texas Observer in 2006, Greg Grandin complained, "History is abused in all sorts of ways by those who want to reduce every issue or con…

Automotive (52)

Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
Bond sale hints of thaw in auto lending by: smarty
January 15, 2010, 13:00
Ford, Nissan go to the market — and it says yes A new U.S. stimulus program is loosening credit for car buyers. Last week the finance arms of Ford Motor…
Study: Loan terms are getting shorter by: smarty
January 15, 2010, 12:59
The recent trend toward longer auto loans is reversing, a new study suggests. The average loan term for both new- and used-vehicle purchases declined in the …
Auto loan applicants face tougher scrutiny by: smarty
January 15, 2010, 12:58
Dealers must heed lenders' demands for proof of income, residency, phone bill Dealer consultant Frank Martin has come to expect auto lenders to call a custom…
HAITI: Freedom and Repression by: smarty
January 14, 2010, 15:31
Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world's most profitable colonial holdin…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…
Drunk-Driving Breath Tests May Be Unfair to Women by: smarty
December 29, 2009, 21:06
n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver's bl…
Drunk-Driving Laws Make Roads More Dangerous by: smarty
December 29, 2009, 21:05
adley Balko is a policy analyst at the Cato Institute, a libertarian research organization. The nationwide standard for drunk driving—a blood alcohol content…
Ignition Interlock Devices Prevent Drunk Driving by: smarty
December 29, 2009, 21:04
Excerpted from "What's New in the Ignition Interlock World?" by Darrel L. Longest. www.ignitioninterlock.com/impaired.htm. Copyright © 2000 Life Sciences Corpo…
Driving Drunk Has a High Financial Cost by: smarty
December 29, 2009, 21:02
Christopher Solomon, "DUI: The $10,000 ride home; A fine is just the start of what you'll pay for a drunken-driving conviction," Moneycentral.msn.com 2007. Repr…
Body shops fix hail damage faster by: smarty
December 29, 2009, 20:53
Increased revenue from this spring's heavy rains and sporadic hail -- estimated at 5 percent to 10 percent, modest compared with previous storms -- is only part…
PDR techs getting squeezed by competition by: smarty
December 28, 2009, 23:43
Paintless dent repair (PDR) is one of the more highly skilled activities peribrmed by mobile technicians. Despite this, people in the business say the market…
Making an impression by: smarty
December 28, 2009, 23:42
For the owners of Dents Unlimited, bad weather -- especially hail -- helps pay the bills. LaFerriere and Garrett welcome the icy precipitation for the same reas…
Paintless dent repair (PDR) 2 by: smarty
December 28, 2009, 23:41
Technicians must choose the proper tool to apply either direct pressure (pressure directly in the dented so techs can see the tool as they work. Other tool…
Paintless dent repair (PDR) by: smarty
December 28, 2009, 23:40
Paintless dent repair (PDR), or the process of rt"p;tiring dents without harming the liiush, hxs been around since the early 198()s. Actually, the use of "p…
Car fix-it tradition endures in Freedom by: smarty
December 28, 2009, 23:38
Jun. 23--FREEDOM -- Rob Hummel graduated from high school only days ago, but examines and diagnoses his patient with the ease of a lifelong physician. He con…
The PDR solution for roof repair by: smarty
December 28, 2009, 23:37
• Quality of work. Not ill 1M)R vendors provide the same quality of work. Lower-quality work may cost less, hut a top-quality PDR job ensures customer sat…
Vehicle roofs and accidents / Choosing a PDR vendor by: smarty
December 28, 2009, 23:37
Vehicle roofs and accidents Vcliicle roof damage seen following an accident is often the result of a rollover crash. In a rollover situation, tbc root damage…
The severe hailstorm: challenge and opportunity for nearby body shops by: smarty
December 28, 2009, 23:36
Hail is a frequent cause of vehicle roof damage. And when a densely populated area experiences a major hailstorm, the magnitude of damage to vehicles often is…
PDR can offer you some profitable roof repair remedies by: smarty
December 28, 2009, 23:35
Paintless dent repair (PÜR) has become well known within the automotive industry as a go-to solution tliat offers many advantages for repair of veiiiclc bod…
Dent-ist who pushes and shoves by: smarty
December 28, 2009, 23:34
AUTOMOTIVE ALL Michael Jermyn ever wanted was to be his own boss. But five years ago, when he was working as a manager in a hotel, he couldn't see how that…
How to avoid getting nailed by a roving repair person: Beware unlicensed workers who may leave your home or car in disrepair by: smarty
December 28, 2009, 23:33
Jun. 30--A man driving a van stopped Rhona Guberman as she got out of her car at the new Pembroke Gardens mall in Pembroke Pines. Leaning out the window, he poi…
Couple trades chasing storms to working on cars by: smarty
December 28, 2009, 23:32
Feb. 8--Jim and Jennifer Myers used to look for work by chasing storms in Kansas and Nebraska. Now, they concentrate on repairing dents six days a week at De…
Deal's goal: Widen appeal of dent-repair coverage by: smarty
December 28, 2009, 23:32
Dent Wizard, which sells dent-and-ding repair coverage to auto owners, wants to expand sales of the product beyond its traditional luxury-vehicle customer base.…
Paintless Dent Repair - Qualifying the Damage by: smarty
December 28, 2009, 23:30
While body-shop professionals rarely agree on exactly which types of damage should be fixed with paintless repair, deep, long creases generally don't make the c…
Paintless Dent Repair - The Long and Short of It by: smarty
December 28, 2009, 23:30
Body shops have always used hammers, dollies and other blunt tools to push out dings and shallow dents, but they were limited by stiff sheetmetal, brittle paint…
Paintless Dent Repair - CAR CARE by: smarty
December 28, 2009, 23:29
Almost all vehicles are subject to dings and dents from road debris, shopping carts and even hail. Though none of these battle scars is all that serious by itse…
Paintless Dent Repair by: smarty
December 28, 2009, 23:28
PDR work is on the rise and shops can tap into the profits For car owners, paintless dent repair (PDR) offers a quick and inexpensive solution for minor sc…
National insurance profits, premiums at record highs 2 by: smarty
December 28, 2009, 22:46
The high premiums/low payouts trend is also evident in property and casualty insurance. The report stated that, “Nationally, the property and casualty ins…
National insurance profits, premiums at record highs 1 by: smarty
December 28, 2009, 22:45
SYRACUSE — A recent report issued by New York City Comptroller William C. Thompson, Jr. cited record profits for the insurance industry nationally that are…
Businesses may see savings on auto coverage this year by: smarty
December 28, 2009, 22:44
The article reports on the business automobile insurance policy, which covers vehicular damages and liabilities for employees using their own automobiles in Mis…
health insurance for college students by: smarty
December 28, 2009, 22:43
I am writing in response to the article about requiring health insurance for college students. In my experience, I would have to say that buying my own healt…
New Orleans cost of living far exceeds incomes by: smarty
December 28, 2009, 22:42
One charming Mid-City double. Private school for two kids. Four Saints season tickets. For an economically depressed city, we sure do spend a lot of money. Even…
Work with an agent to find the right business insurance policy at the right price 2 by: smarty
December 28, 2009, 22:41
For businesses, insurance can pay normal operating expenses, including utility bills and rent payment, in cases of an interruption due to fire or other disaster…
Work with an agent to find the right business insurance policy at the right price 1 by: smarty
December 28, 2009, 22:40
When the economy is tough, some people might be tempted to forgo insurance to save money. That’s a bad idea, agents and others say. A better option is to cut …
Admiral Group plc Interim Management Statement and Investor Day Presentation - Final by: smarty
December 28, 2009, 22:39
KEVIN CHIDWICK, FINANCE DIRECTOR, ADMIRAL GROUP PLC: Welcome to Admiral's annual investor day. Thank you very much for coming along here in London. The theme fo…
Esurance offers car insurance in Oklahoma by: smarty
December 28, 2009, 22:38
Esurance has started offering a car insurance program in Oklahoma. Esurance’s insurance is available to drivers in 30 states,. Esurance, a subsidiary of White…
Utah car insurance rates jump 10.2 percent by: smarty
December 28, 2009, 22:36
This article reports on the increase in car insurance rates in Utah in 2008. It says that the rates in the state increased by 10.2 percent from 2007. Based on d…
CUTTING CAR INSURANCE COSTS - ANOTHER KIND OF RISK by: smarty
December 28, 2009, 03:13
Remember: If low price were the only thing that mattered, we'd all be driving Yugos. To protect yourself, make sure the insurance company choose is itself a goo…
CUTTING CAR INSURANCE COSTS - TRIMMING THE FAT by: smarty
December 28, 2009, 03:12
Professor of Law Jeffrey O'Connell of the University of Virginia, who co-invented the no-fault insurance concept, cautions drivers to avoid coverages they don't…
CUTTING CAR INSURANCE COSTS - DIALING FOR DISCOUNTS by: smarty
December 28, 2009, 03:11
While the majority of coverage in most policies is required by state law or loans and leases, there are ways to hold down costs, sometimes by as much as half. S…
CUTTING CAR INSURANCE COSTS - WHY SOME PAY MORE by: smarty
December 28, 2009, 03:11
Many factors dictate insurance costs, starting with your address. Costs differ markedly by state and locality. “People don't consider auto insurance costs …
CUTTING CAR INSURANCE COSTS - COVERING YOURSELF by: smarty
December 28, 2009, 03:10
According to the Insurance Information Institute, an insurance trade group, policies break into six main coverages, each with its own premium. Bodily injury…
CUTTING CAR INSURANCE COSTS - How rates are set — and how to shop until they drop. by: smarty
December 28, 2009, 03:09
How rates are set — and how to shop until they drop. The annual auto insurance bill arrives, and you do what most drivers do: You cringe. You grumble. You …
CUTTING CAR INSURANCE COSTS by: smarty
December 28, 2009, 03:08
The article presents information on how automobile insurance works and how one should buy insurance coverage for one's car. One should review one's insurance co…
Grout repair of dent-damaged steel marine tubulars by: admin
December 27, 2009, 02:08
A test program consisting of 13 steel tubular brace specimens with dent damage and various diameter-to-thickness (D/t) ratios was conducted to assess the residu…
A DEA analysis of risk, cost, and revenues in insurance by: admin
December 27, 2009, 02:05
Insurance companies have to take risk and cost into account when pricing car insurance policies that cover the risk of private use of cars. In this paper we use…
Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…
Internet May Distract Teens From Learning To Drive by: admin
December 27, 2009, 02:04
Some teenagers may be passing up one of their rights of passage. It's the chance to get into a car and drive. Insurance companies and federal statistics show th…
Numerical analysis of panels' dent resistance considering the Bauschinger effect by: admin
December 27, 2009, 01:52
The Bauschinger effect should be considered in the analysis of panels' dent resistance, because sheet metal experiences a complex loading history from stamping …
Forecasting container throughputs at ports using genetic programming by: admin
December 27, 2009, 01:52
To accurately forecast container throughput is crucial to the success of any port operation policy. This study attempts to create an optimal predictive model of…

Bankruptcy (11)

Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
Was tlie Treasury Biiilout Good Policy? by: smarty
January 10, 2010, 22:29
The Treasuiys bailout plan was lui attempt to impnwe bank baliince sheets and tliereby spur bank lending. The justification offered was that, as of early Sept…
What Caused tlie Eoenomic Events of the Past Five Years? by: smarty
January 10, 2010, 22:28
Policymakers, pundits, and academics bave blamed tbe financial crisis on various factors, sucb as excessive risk-taking by tbe private sector, inadequate or i…
BAILOUT OR BANKRUPTCY? by: smarty
January 10, 2010, 22:27
At the end of SeptemlTer 2i)07, the U.S. economy had experienced 24 consecutive (jiuuters oí positive GDP growtli, at iui average iuiniuil rate of 2.73 perce…
The Relationship Between Casinos and Bankruptcy by: smarty
January 10, 2010, 22:25
Casino promoters often tout their ability to generate positive economic impacts through jobs, tourism, and spending for goods and services. Certainly casinos c…
An Overview of Federal Bankruptcy Laws by: smarty
January 10, 2010, 22:25
Federal bankruptcy laws have historically served two important purposes: providing a fresh start for debtors by granting relief from burdensome financial obli…
Have Casinos Contributed to Rising Bankruptcy Rates? by: smarty
January 10, 2010, 22:24
Introduction Legal casino gambling has expanded rapidly throughout the United States over the past two decades. Nevada held an effective monopoly on legal cas…
How new bankruptcy laws will impact B2B collections 2 by: smarty
January 10, 2010, 21:48
Protection From Preference Claims Section 547 of the bankruptcy code was strengthened to limit preference claims to those in excess of $5,000. In addition, …
How new bankruptcy laws will impact B2B collections by: smarty
January 10, 2010, 21:47
By Bob Bernstein Much has been written about the changes in the U.S. bankruptcy law that become effective in October. Most of the stories seem to center on …
complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…

Book Reviews (28)

United States purchased the Plains as part of the Louisiana Purchase in 1803 by: smarty
January 30, 2010, 02:46
Since the earliest settlement on the Plains, the region's population has been in flux. For example, evidence suggests that the first human occupation of the Pla…
What and where is the Great Plains region? by: smarty
January 30, 2010, 02:44
What and where is the Great Plains region? To a person who is entering the Plains, it seems to stretch without boundaries, with enormous skies and expansive, op…
Differences in tobacco use among two-year and four-year college students in Minnesota by: smarty
January 15, 2010, 13:16
This study compares tobacco use rates among two-year and four-year college students and explores the demographic variables that predicted that behavior. Partici…
Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Banks fail to pass on the full rate cut by: smarty
January 15, 2010, 13:02
WESTPAC, the National Australia Bank and ANZ will deny homebuyers the full 0.75 percentage point cut in interest rates made by the Reserve Bank. Westpac sa…
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
THANK GOODNESS THAT'S OVER by: smarty
January 15, 2010, 12:48
IRONY'S NOT DEAD, BUT IT NEEDS REGULATION In a 6,900-word Times of London profile, Goldman Sachs CEO Lloyd Blankfein quips that he's "doing God's work." Th…
Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…
Life in Rodefer by: smarty
January 10, 2010, 22:09
"What we need more than critics" Rodefer wrote in 1986, "is historians." The line is from one of Rodefer's few published essays in prose, but it might easily be…
An Interview with Stephen Rodefer by: smarty
January 10, 2010, 22:09
You were a student of Charles Olson's in the mid-1960s at SUNY, Buffalo. What was that like? Well, at the start it was altogether uncertain. I mean, at regis…
The Subprime Student Loan Racket 5 by: smarty
January 10, 2010, 22:05
ggle to find jobs in their fields. This is because, in many cases, they don't get the skills they need to compete. After all, it's far easier and less expensi…
The Subprime Student Loan Racket 3 by: smarty
January 10, 2010, 22:03
The for-proftt higher education sector is no stranger to scandal. In the 1980s and early '90s, it came to light that hundreds of fly-hy-night schools had been…
The Subprime Student Loan Racket 2 by: smarty
January 10, 2010, 22:01
Since graduating in 2008, Leveque has been unable to find a nursing job, perhaps because she never learned how to perform basic tasks such as giving shots. In…
The Subprime Student Loan Racket 1 by: smarty
January 10, 2010, 21:59
At the age of forty-three, Martine Leveque decided it was time to start over. For several years, she had worked in the movie business, writing subtitles in I…
complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…
The Greenwood Encyclopedia of African American Folklore by: admin
January 3, 2010, 23:04
Baptism This ritual is crucial to one’s admission into the Christian church or conversion to Christianity church. Among the Baptists, baptism takes the form …
FEED A COLD, STARVE A FEVER by: smarty
January 3, 2010, 02:09
AGING Memory loss is inevitable as we get older. Not necessarily. As we get older the most common loss of memory is a selective one: We tend to have difficulty…
KRZYSZTOF WARLIKOWSKI: Theatre as a Collective (Auto) Therapy by: smarty
January 1, 2010, 03:08
Polish director Krzysztof Warlikowski (born 1962) defines theatre as "a real group therapy, a positive-or negative-discharge of fears and tensions, of all that …
Recent findings in female infertility described by A.N. Schuring and colleagues by: admin
December 27, 2009, 01:47
"The heparan sulfate proteoglycan syndecan-3 (SDC3) is a novel regulator of feeding behavior and body weight. Recently, an association of SDC3 polymorphisms wit…
Scientists at Taipei Veterans General Hospital discuss research in diabetes by: admin
December 27, 2009, 01:47
"Metabolic syndrome (MS) has been shown to predict diabetes mellitus (DM) in previous studies, but little is known about older adults. The main purpose of this …
Investigators at University of California publish new data on body weight by: admin
December 27, 2009, 01:46
According to a study from the United States, "This paper presents a dynamic theory of body weight and develops its implications. We argue that technological cha…
Research on arthroplasty described by J.A. Singh and colleagues by: admin
December 27, 2009, 01:46
According to recent research published in the journal Clinical Rheumatology, "To examine whether patient characteristics predict patient-reported pain and funct…
Genetic studies reveal new causes of severe obesity in childhood by: admin
December 27, 2009, 01:45
Scientists in Cambridge have discovered that the loss of a key segment of DNA can lead to severe childhood obesity. This is the first study to show that this ki…
Getting a 'Head Start' on obesity prevention by: admin
December 27, 2009, 01:44
Almost 1 million preschool children from low-income families are enrolled in Head Start, a national program for young children that readies them for school. Whi…

Branding (1)

Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…

Business (7)

THE PAY CZAR ON THE END OF HIS EMPIRE by: smarty
January 15, 2010, 12:47
As the Obama Administration's compensation czar, Ken Feinberg is trying to curb outsize pay at companies receiving bailout funds while making sure they retain s…
Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…
Should companies lose the freedom to choose where to file for bankruptcy? by: admin
January 4, 2010, 23:22
Should companies lose the freedom to choose where to file for bankruptcy? Pro Lynn LoPucki Security Pacific Bank Professor of La…
Specialist web host streamlines online business by: smarty
December 28, 2009, 22:55
The internet is a juggernaut that has changed the way we get information, buy things and consume digital media. The scale of internet consumer transactions is …
Anchor Room's fate still undecided: After last weekend's liquidation sale, online business remains by: smarty
December 28, 2009, 22:54
Dec. 24--The future of Anchor Room in Fort Wayne still hangs in the balance, but the owner is at least finding relief after completion of the liquidation sale t…
Etisalat quadruples broadband speeds for SMBs by: smarty
December 28, 2009, 22:54
WAM Abu Dhabi, 27th Dec. 2009 (WAM) -- Etisalat announced the launch of two new high speed broadband packages with 8 '&' 16 MB BusinessOne broadband package…

Business (21)

Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
The Subprime Student Loan Racket 5 by: smarty
January 10, 2010, 22:05
ggle to find jobs in their fields. This is because, in many cases, they don't get the skills they need to compete. After all, it's far easier and less expensi…
The Subprime Student Loan Racket 3 by: smarty
January 10, 2010, 22:03
The for-proftt higher education sector is no stranger to scandal. In the 1980s and early '90s, it came to light that hundreds of fly-hy-night schools had been…
Do federal privacy policies regarding the Internet need to be updated? by: smarty
January 5, 2010, 00:26
Calls for changes in federal policies regarding privacy on the Internet come primarily on two fronts: use of cookies on federal Web sites and revision of the El…
Everything To Everyone by: smarty
January 1, 2010, 02:58
It was a telling scene. At the boisterous caucus at the Bellagio hotel in Las Vegas more than a week ago, supporters of Sen. Hillary Clinton and Sen. Barack Oba…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 7 by: smarty
January 1, 2010, 02:55
Preparing for the worst Past a strip mall outside Washington, and down a nondescript road, the federal Office of Emergency Preparedness (OEP) keeps a warehouse…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 6 by: smarty
January 1, 2010, 02:55
September 11's hard lessons New York City, with sixty-four hospitals, more than any other in the country, was probably the best prepared for a mass-casualty in…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 5 by: smarty
January 1, 2010, 02:55
Atlanta's health emergency On September 11, 2001, Dr. Arthur Kellerman was in Washington waiting to testify before Congress about the consequences of uninsuran…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 4 by: smarty
January 1, 2010, 02:54
In Las Vegas, a gaming town with an appetite for risk, little by way of a medical infrastructure ever developed. With the population exploding and 6,000 familie…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 3 by: smarty
January 1, 2010, 02:53
Hauer spends much of his time in a windowless set of offices within the vast Health and Human Services Department, trouble-shooting the medical consequences of …
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror 2 by: smarty
January 1, 2010, 02:53
On taking office, President Bush eliminated the health position from the National Security Council, arguing that health, while in the national interest, was not…
The Casino Industry's Response to Problem Gambling by: smarty
January 1, 2010, 02:51
Are casinos alone to blame? After all, gambling in America extends far beyond crap tables and slot machines. State governments themselves encourage gambling by …
Legalized Gambling Harms Local Economies - The Price of Gambling by: smarty
January 1, 2010, 02:50
As casinos have failed in many cases to revive local economies, so something else has happened. The old moral doubts about gambling, which were swept under the …
Legalized Gambling Harms Local Economies - Las Vegas Is Unique by: smarty
January 1, 2010, 02:50
Both these problems were predictable. It was naive to extrapolate from the success of Las Vegas a guaranteed economic stimulus for any city that opened its door…
Legalized Gambling Harms Local Economies - How the Reality Dawned by: smarty
January 1, 2010, 02:49
The trouble, as some New York legislators are pointing out, is that the supposed casino miracle has two big problems in practice. First, with few exceptions, le…
Legalized Gambling Harms Local Economies - The False Example by: smarty
January 1, 2010, 02:49
To understand the reason for casino gambling's coming failure, start with the reason for its success. In the 1940s, when Bugsy Siegel turned to Las Vegas as the…
Legalized Gambling Harms Local Economies by: smarty
January 1, 2010, 02:48
Excerpted from "A Busted Flush: How America's Love Affair with Casino Gambling Turned to Disillusionment," The Economist, January 25, 1997. Copyright © 1997 by…
Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…
DOT SMALL BUSINESS VENDOR DAY FOCUSES ON SERVICE DISABLED VETERAN SMALL BUSINESS OWNERS by: admin
December 23, 2009, 23:53
Approximately 500 small business owners, with an emphasis on businesses owned by service disabled veterans, today learned more about how to get and do business …
MICHCON SEEKS TO TREAT KMART SITES AS 1 CUSTOMER by: admin
December 23, 2009, 23:50
Detroit-based MichCon last week filed a request with the state Public Service Commission that would enable it to transport gas for 43 stores and a warehouse own…

Cancer (13)

Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
HAITI: Freedom and Repression by: smarty
January 14, 2010, 15:31
Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world's most profitable colonial holdin…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…
Endogenous Categorization in Insurance by: admin
December 27, 2009, 02:06
This paper analyzes the welfare properties of equilibrium when insurers use observable actions to classify consumers into different risk categories, and consume…
Multivariable network associated with cognitive decline and dementia by: admin
December 27, 2009, 01:53
Data mining of a large data base from the population longitudinal study named "The Conselice Study" has been the focus of the present investigation. Initially, …
Emerging treatment combinations: Integrating therapy into clinical practice by: admin
December 27, 2009, 01:07
Purpose. To review data supporting the effectiveness of emerging treatment options for metastatic breast cancer. Summary. Recent research has focused on several…
Parents' experiences of a Family Support Program when a parent has incurable cancer by: admin
December 27, 2009, 01:06
Aims and objectives. The Family Support Program was created to support children and parenting when one of the parents has incurable cancer. We chose a family-ba…
Factors influencing oncology nurses' approaches to accommodating cultural needs in palliative care by: admin
December 27, 2009, 01:06
Aims and objectives. The purpose of this study is to explore the social construction of cultural issues in palliative care amongst oncology nurses. Background. …
Personal beliefs, experiences, and emotions influenced smokers' perceptions of their cancer risk by: admin
December 27, 2009, 01:03
How do the personal beliefs, experiences, and emotions of smokers influence their perceptions of cancer risk? METHODS DESIGN Qualitative study using grounded…
Occupation and cancer -- follow-up of 15 million people in five Nordic countries by: admin
December 27, 2009, 01:01
We present up to 45 years of cancer incidence data by occupational category for the Nordic populations. The study covers the 15 million people aged 30-64 years …

Communications (8)

Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
HAITI: Freedom and Repression by: smarty
January 14, 2010, 15:31
Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world's most profitable colonial holdin…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…
Do federal privacy policies regarding the Internet need to be updated? by: smarty
January 5, 2010, 00:26
Calls for changes in federal policies regarding privacy on the Internet come primarily on two fronts: use of cookies on federal Web sites and revision of the El…
Grout repair of dented offshore tubular bracing - experimental behavior by: admin
December 27, 2009, 02:09
A large-scale experimental test program was conducted to assess the residual strength and repair of dent-damaged offshore tubular bracing. The program involved …

Computers and Technology (11)

Mechanics, messages and values in design by: smarty
January 15, 2010, 13:33
‘Designers and engineers’ Mary Flanagan, Daniel Howe and Helen Nissenbaum suggest ‘have become increasingly aware of the ways in which the artefacts the…
Thinking with games by: smarty
January 15, 2010, 13:33
In her exploration of how ‘objects can be good to think with’ Nina Wakeford suggests how: 62 Daniel Ashton A sociological narrative can be offered which …
Gaming imaginaries by: smarty
January 15, 2010, 13:32
[Games designer at Relentless Software Jez] Harris notes that there is a debate among game designers about what kind of informal education is best: whether on…
Thinking with games: exploring digital gaming imaginaries and values in higher education by: smarty
January 15, 2010, 13:32
Industry, education and workforce development Within digital gaming there are concerted efforts to bring education and industry together. Situated and context…
Game Art and Design Curriculum by: smarty
January 15, 2010, 13:30
The first-year course, titled Introduction to Game Art and Design, has seven major competency areas with outcome-based objectives for each. As with any techno…
Game Art and Design Curriculum Project by: smarty
January 15, 2010, 13:29
The North Carolina Department of Public Instruction (NC-DPI) and the Career Technical Education Division sponsored the research for this new curriculum projec…
Gaming in Education by: smarty
January 15, 2010, 13:29
Scientists consider gaming a way to captivate student interest so that they will spend time learning on their own. Also, the Federation of American Scientists…
What About Gaming in Career Technical Education? by: smarty
January 15, 2010, 13:28
“As we move further into the twenty-first century, it becomes evident that the future of industry, education, and entertainment is one in which games and si…
Gaming in Technology Education by: smarty
January 15, 2010, 13:27
The article discusses the role of gaming and game development in the form of curricula integration and as a future career focus for students interested in this …
WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…
Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…

Culture (44)

The Great Plains by: smarty
January 30, 2010, 02:56
The Great Plains is a challenging place for visitors to make sense of, and this collection of chapters reveals a rich and timely tapestry of often complicated r…
Mexican and Mexican American musicians in nineteenth‐century by: smarty
January 30, 2010, 02:56
Plains writers, poets, novelists, and nonfiction authors reveal a rich tension between a romantic belief in community and a profound sense of endless potential …
Plains folklore offers yet another set of tensions that surround survival in the Great Plains region. by: smarty
January 30, 2010, 02:55
Plains folklore offers yet another set of tensions that surround survival in the Great Plains region. Amanda Rees offers a sense of Plains folklife and the vary…
political violence surrounding the Civil War by: smarty
January 30, 2010, 02:53
Film and theatrical representations of the Plains have long held in tension a complicated set of themes such as the relationship between nature and culture, the…
Native American experiences to Euro‐American settlement by: smarty
January 30, 2010, 02:52
In his examination of ecology and environment, John Opie tells the story of a 6,000‐year‐old grassland. The environmental characteristics that define the Pl…
Native populations, Oklahoma and South Dakota by: smarty
January 30, 2010, 02:50
Like Martens and Ramsey, William Tsutsui and Marjorie Swann argue that the Great Plains region does not reveal a single style of art but instead several distinc…
Themes in Great Plains Regional Study by: smarty
January 30, 2010, 02:49
Though Steve Martens and Ronald Ramsay do not make claims for a specific regional architecture, they reveal Great Plains built space as humble, modest, restrain…
Cold War ideology by: smarty
January 30, 2010, 02:48
During this period, the Great Plains was understood and represented in terms of its physical and environmental characteristics. The environmental constraints th…
How Regionalism and the Great Plains Region Have Been Understood in the Twentieth Century by: smarty
January 30, 2010, 02:46
Today, according to surveys, the last place American and international tourists seek to explore is the Great Plains. Indeed, if tourists have to travel through …
The Great Plains: Introduction by: smarty
January 30, 2010, 02:44
Regions are important and complex textured threads in the tapestry of any nation's culture. A slippery, silky mixture of nature, culture, and specific historica…
Rapid assessment for psychopathology in a college health clinic: utility of college student specific questions by: smarty
January 15, 2010, 13:16
The purpose of this study was to determine the utility and unique benefits of employing the College Health Questionnaire (CHQ) in a college health care setting.…
Differences in tobacco use among two-year and four-year college students in Minnesota by: smarty
January 15, 2010, 13:16
This study compares tobacco use rates among two-year and four-year college students and explores the demographic variables that predicted that behavior. Partici…
Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
THANK GOODNESS THAT'S OVER by: smarty
January 15, 2010, 12:48
IRONY'S NOT DEAD, BUT IT NEEDS REGULATION In a 6,900-word Times of London profile, Goldman Sachs CEO Lloyd Blankfein quips that he's "doing God's work." Th…
Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
HAITI: Freedom and Repression by: smarty
January 14, 2010, 15:31
Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world's most profitable colonial holdin…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Haiti's Dilemma: Should the U.S. do more for its impoverished neighbor? 1 by: smarty
January 14, 2010, 15:24
Haiti is among the world's poorest, least stable countries, beset by extreme unemployment, near-total deforestation, disease and chronic political unrest. After…
One question may help screen for unhealthy alcohol use by: smarty
January 10, 2010, 22:18
In theory, primary care physicians are in the best position to identify patients at risk for developing alcohol abuse or dependence. Because of time constrain…
Chicano Folklore: Scholarship and Approaches by: smarty
January 3, 2010, 01:57
The study of Chicano/a folklore can be divided into four separate eras of folklore scholarship and four distinct generations of scholars who have devoted their …
Chicano Folklore - Folk Celebrations by: smarty
January 3, 2010, 01:57
Chicano/a folk celebrations can be divided into three categories: religious, secular, and personal. Some of the religious and personal celebrations interconnect…
Chicano Folklore - Folk Food by: smarty
January 3, 2010, 01:56
In an analogous manner to the other genres, Chicano folk foods have been influenced by indigenous Anglo-American and Spanish culinary traditions. Some of the fo…
Chicano Folklore - by: smarty
January 3, 2010, 01:55
The term folklore has been defined in different ways throughout the centuries by scholars interested in this particular area of cultural production. In its earl…
The Chicano/a Movement (1965-Present) by: smarty
January 3, 2010, 01:54
The date 1965 is commonly acknowledged as the beginning of the Chicano civil rights movement and the Chicano/a literary renaissance. It is the birth of the Teat…
The Bracero Program (1942-1964) by: smarty
January 3, 2010, 01:54
The 1930s economic depression dealt a hard blow to Mexican immigration. However, this state of affairs did not last long. In 1942, the United States entered ano…
Repatriation And Deportation Of Mexicans And Mexican Americans (1930-1942) by: smarty
January 3, 2010, 01:53
A rude awakening began to set in by the late 1920s. The tremendous immigration from Southern Europe (darker skinned peoples) brought in a sense of panic to the …
Mexican American Assimilation And Acculturation (1921-1930) by: smarty
January 3, 2010, 01:53
The corrido is the main musical folk genre that surfaces during the Mexican Revolution and continued to flourish thereafter in both Mexico and the United States…
The Mexican Revolution of 1910-1921 And World War I by: smarty
January 3, 2010, 01:53
The Mexican Revolution of 1910-1917 had a profound effect on Mexican immigration to the United States since the violent upheaval to the south produced untold gr…
United States And Colonization (1848-1910) by: smarty
January 3, 2010, 01:52
The date 1848 marks more than the end of the United States-Mexico War; it is also a transition period in Chicano/a history when Mexican citizens became U.S. cit…
Mexican Period (1821-1848) by: smarty
January 3, 2010, 01:52
The Spanish colonial period came to an end in 1821. The Spanish colonies in the American continent were becoming more and more dissatisfied with Spanish colonia…
The Spanish Colonial Period (1492-1821) by: smarty
January 3, 2010, 01:51
The Spanish colonial period commenced on October 12, 1492, when the Spaniards first arrived in the Caribbean Islands and proceeded to colonize the various islan…
Repatriation And Deportation Of Mexicans And Mexican Americans (1930-1942) by: smarty
January 3, 2010, 01:50
A rude awakening began to set in by the late 1920s. The tremendous immigration from Southern Europe (darker skinned peoples) brought in a sense of panic to the …
World Folklore and Folklife - Scholarship and Approaches by: smarty
January 3, 2010, 01:49
When one considers that the “Pied Piper” folktale is barely two printed pages long, it is truly amazing to find such a wealth of scholarship dedicated to th…
World Folklore and Folklife - Examples and Texts by: smarty
January 3, 2010, 01:48
This chapter is divided into five parts that document the development of the “Pied Piper” folktale as the most well-known legend of Germany. The first part …
World Folklore and Folklife - The Pied Piper as Ambivalent Symbol by: smarty
January 3, 2010, 01:48
Much of what has been said in this chapter and what is illustrated by means of many variants and adaptations of the “Pied Piper of Hamelin” legend in chapte…
World Folklore and Folklife - The Phrase, "To Pay the Piper" by: smarty
January 3, 2010, 01:47
It is not a rare phenomenon that folk narratives have been reduced to proverbs or proverbial phrases that serve as generally understood summaries of the basic m…
World Folklore and Folklife - Significance and Survival by: smarty
January 3, 2010, 01:46
Because of the version by the Brothers Grimm in Germany and the poem by Robert Browning in the English-speaking world, the “Pied Piper of Hamelin” legend ha…
World Folklore and Folklife - History and Dissemination by: smarty
January 3, 2010, 01:46
By the beginning of the seventeenth century the “Pied Piper of Hamelin” legend as it is known today with its two parts—getting rid of rats and then leadin…
World Folklore and Folklife - Origin of "The Pied Piper" by: smarty
January 3, 2010, 01:45
As is often the case with legends, the actual origin of the “Pied Piper” narrative is and will probably never be known precisely. In fact, until the middle …
World Folklore and Folklife - "The Pied Piper" as Folktale by: smarty
January 3, 2010, 01:44
As a genre of verbal folklore, folktales are relatively short traditional narratives reported by way of oral communication, although they are also handed down t…
World Folklore and Folklife by: smarty
January 3, 2010, 01:43
Simply put, the traditional folktale or legend of “The Pied Piper of Hamelin” is nothing more than a barely two-page-long story that tells of a piper in pie…
Music in African American Folklore by: smarty
January 3, 2010, 01:41
No genre has been more central to new world african folklore than music, and no other type of folklore has been collected as extensively or has received as much…

Finance (63)

Nursing student loan program funding by: smarty
January 15, 2010, 13:21
I am sure that I do not need to tell you that there is a nursing shortage. As stated by the U.S. Bureau of Labor Statistics, in the November 2007 Monthly Labor…
The impact of living in co-ed resident halls on risk-taking among college students by: smarty
January 15, 2010, 13:14
Although previous research has suggested that college housing impacts student behavior and outcomes, recent research linking college housing to risk-taking has …
Niche Mortgage Solutions reckon their mortgage calculator by: smarty
January 15, 2010, 13:09
IT COMES with everything except a free set of steak knives. NSW mob Niche Mortgage Solutions reckon their mortgage calculator, Mortgage Watchdog, could save…
Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Outrage at loan offer in pay slips by: smarty
January 15, 2010, 13:04
EDUCATION Queensland is under fire for allowing a fringe credit firm to promote its high-interest loans in the pay packets of thousands of teachers and public…
Targeting credit card debt by: smarty
January 15, 2010, 13:03
Canada's personal income taxes are among the world's highest, and don't look to be going down any time soon. But there are ways to reduce your own personal tax …
Banks fail to pass on the full rate cut by: smarty
January 15, 2010, 13:02
WESTPAC, the National Australia Bank and ANZ will deny homebuyers the full 0.75 percentage point cut in interest rates made by the Reserve Bank. Westpac sa…
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
Bond sale hints of thaw in auto lending by: smarty
January 15, 2010, 13:00
Ford, Nissan go to the market — and it says yes A new U.S. stimulus program is loosening credit for car buyers. Last week the finance arms of Ford Motor…
Study: Loan terms are getting shorter by: smarty
January 15, 2010, 12:59
The recent trend toward longer auto loans is reversing, a new study suggests. The average loan term for both new- and used-vehicle purchases declined in the …
Auto loan applicants face tougher scrutiny by: smarty
January 15, 2010, 12:58
Dealers must heed lenders' demands for proof of income, residency, phone bill Dealer consultant Frank Martin has come to expect auto lenders to call a custom…
A LIFELINE OF CREDIT FOR THE RECOVERY by: smarty
January 15, 2010, 12:57
Lending remains tight, but overall bank standards are relaxing, and that will make it possible for businesses to expand as demand picks up Credit conditions …
PPP loan by: smarty
January 15, 2010, 12:55
Th e Asian Development Bank (ADB) has announced a US$ 700 million loan to India to help the country implement its programme of public-private partnership (P…
DANGEROUS 'SARKONOMICS' IN FRANCE by: smarty
January 15, 2010, 12:53
Nicolas Sarkozy, known for co-opting opponents and leaping left to right, has one of the finest political minds of his generation. But you can't say the same ab…
A Short-Term Crunch For Small Business? by: smarty
January 15, 2010, 12:53
STRATEGY & COMPETITION: SMALL BIZ The Administration is eager to open up SBA lending further, but the gears of Washington grind slowly By extendi…
In Michigan, an Answer To the Jobs Crisis by: smarty
January 15, 2010, 12:52
By backing loans to small manufacturers, the state is helping companies diversify--if they add workers Wolverine Metal Stamping in St. Joseph, Mich., has lon…
A LONG SHADOW OVER SMALL BANKS by: smarty
January 15, 2010, 12:51
Regional institutions are burdened by the huge bets they made on commercial property lending As the nation's largest financial institutions scramble to pay b…
CHINA'S TOXIC DEBTS by: smarty
January 15, 2010, 12:49
China was the winner of the Great Recession. While the U.S., Europe, and Japan stagnate, China's economy will expand by 9 percent in 2010 and is expected to soo…
THANK GOODNESS THAT'S OVER by: smarty
January 15, 2010, 12:48
IRONY'S NOT DEAD, BUT IT NEEDS REGULATION In a 6,900-word Times of London profile, Goldman Sachs CEO Lloyd Blankfein quips that he's "doing God's work." Th…
HAITI: Freedom and Repression by: smarty
January 14, 2010, 15:31
Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world's most profitable colonial holdin…
Was tlie Treasury Biiilout Good Policy? by: smarty
January 10, 2010, 22:29
The Treasuiys bailout plan was lui attempt to impnwe bank baliince sheets and tliereby spur bank lending. The justification offered was that, as of early Sept…
The Multiple Purposes of Bankruptcy: Restoring Bankruptcy's Social Insurance Function After BAPCPA by: smarty
January 10, 2010, 22:22
Throughout history, bankruptcy law has served many different purposes ranging from debt collection to providing a fresh start to debtors in financial distress…
The psychological cost of foreclosure by: smarty
January 10, 2010, 22:19
Foreclosures are on the rise across the United States (and in other countries), as the economic downturn places financial pressure on homeowners. A new study …
Reviving Mortgage Securitization: Lessons from the Brady Plan and Duration Analysis by: smarty
January 10, 2010, 22:15
Motivation for the Research Since 2007, trading activity has declined dramatically in all U.S. credit securitization markets. Moreover, from a high of some $4…
Reducing Foreclosures by: smarty
January 10, 2010, 22:14
Motivation for the Research One of the most important challenges now facing U.S. policymakers stems from the tide of foreclosures that is engulfing the countr…
The Subprime Student Loan Racket 2 by: smarty
January 10, 2010, 22:01
Since graduating in 2008, Leveque has been unable to find a nursing job, perhaps because she never learned how to perform basic tasks such as giving shots. In…
The Subprime Student Loan Racket 1 by: smarty
January 10, 2010, 21:59
At the age of forty-three, Martine Leveque decided it was time to start over. For several years, she had worked in the movie business, writing subtitles in I…
Fed Chairman Bernanke Discusses the Financial Crisis by: smarty
January 10, 2010, 15:11
In March 2009, the Federal Reserve, the central bank of the U.S., usually referred to as the Fed, announced that it would circulate over $1 trillion throughout …
Driving Drunk Has a High Financial Cost by: smarty
December 29, 2009, 21:02
Christopher Solomon, "DUI: The $10,000 ride home; A fine is just the start of what you'll pay for a drunken-driving conviction," Moneycentral.msn.com 2007. Repr…
Get Smart About Borrowing for College by: smarty
December 28, 2009, 23:26
BY NOW, MOST COLLEGE-BOUND high school seniors have accepted an admissions offer and are cruising blissfully toward graduation, summer, and their chosen campus …
Eliminate Student Loan Debt--NOW! Stay Out of Default by: smarty
December 28, 2009, 23:24
If you absolutely can't pay your student loans, investigate whether you qualify for loan forgiveness or loan cancellation programs. Who can get their loans forg…
Eliminate Student Loan Debt--NOW! HELP FROM UNCLE SAM by: smarty
December 28, 2009, 23:24
You've heard of using OPM--other people's money--to invest or borrow, right? Well, when it comes to paying off student loans, there's another OPM to look into: …
Eliminate Student Loan Debt--NOW! CONSOLIDATE CAREFULLY by: smarty
December 28, 2009, 23:23
You've no doubt received offers to consolidate your student loans. If you do consolidate, do so wisely. Private loans and federal loans must be kept separate; t…
Eliminate Student Loan Debt--NOW! BITE THE BULLET NOW by: smarty
December 28, 2009, 23:23
To eliminate student loan debt as fast as possible, a key question to ask is: how much will pay over the life of my loan or loans? Trying to figure out how much…
Eliminate Student Loan Debt--NOW! NEGOTIATE YOUR RATE by: smarty
December 28, 2009, 23:22
Every July 1, Congress adjusts the interest rate caps charged on federal student loans. The feds don't set the rates, however; they impose a maximum or "cap" in…
Eliminate Student Loan Debt--NOW! BONE UP ON YOUR LOAN DETAILS by: smarty
December 28, 2009, 23:21
To retire those student loans quickly, first get a handle on the types of loans you have. Start by logging on to www.nslds.ed.gov, the Website for the National …
Eliminate Student Loan Debt--NOW! by: smarty
December 28, 2009, 23:21
LIKE MOST RECENT COLLEGE GRADS, Tamika Gambrell, now 26, left school with hefty student loans--debt that now has to be paid, along with all the other bills th…
Best deals on student LOANS - IN A PINCH, GO PRIVATE by: smarty
December 28, 2009, 23:20
GIVEN ALL THE other choices, you'd think students could avoid resorting to private loans. Not so. Private loans have become the fastest-growing sector of the st…
Best deals on student LOANS - DIP INTO HOME EQUITY by: smarty
December 28, 2009, 23:20
IF YOU'RE A homeowner, you've probably already considered using home equity to cover some of the college bills. Borrowing against home equity makes sense if you…
Best deals on student LOANS - WHERE TO START 2 by: smarty
December 28, 2009, 23:19
Add a PLUS. But even a Stafford and a Perkins combined won't get your kid through a whole year at a private university, where the average annual cost runs abo…
Best deals on student LOANS - WHERE TO START 1 by: smarty
December 28, 2009, 23:19
UCKILY, THE BEST strategy is also the most straightforward. "Go with federal loans first," says Robert Shireman, executive director of the Project on Student De…
Best deals on student LOANS by: smarty
December 28, 2009, 23:18
The feds will lend you all the money you need for an Ivy League education. THE LETTERS drift in all spring, bringing joy and disappointment to high school se…
Beat the Crunch in College Loans by: smarty
December 28, 2009, 23:17
COLLEGE LOANS Lenders have been leaving the student-loan market in droves, threatening to cut off funds for the coming academic year. But don't worry. Y…
The effect of student loan schemes on students returning to study by: smarty
December 28, 2009, 23:16
n this paper populations of students returning to tertiary study in the period 1997-2005 have been compared with the population of non-returning students who ha…
Tax-Free Loan Forgiveness for Public Service by: smarty
December 28, 2009, 23:15
To qualify for tax-free loan forgiveness for public service, the loan must be ( 1) a student loan ( 2) made by a qualifying lender ( 3) discharged or forgiven b…
National Health Service Corps Loan Repayments by: smarty
December 28, 2009, 23:15
n contrast to the complex and narrowly defined loan forgiveness for public service rule described above, the exclusion granted to payments by the National Healt…
Tax-Free Loan Forgiveness for Public Service by: smarty
December 28, 2009, 23:14
The first exception is the exclusion granted to former students who perform public service in exchange for loan forgiveness. This exclusion is limited to loans …
Hardship Loan Forgiveness by: smarty
December 28, 2009, 23:13
Student loans can also be canceled as a result of a rare hardship suffered by the borrower. Student debt will be discharged if the student's school closed befor…
Loan Forgiveness Associated with Extended Repayment Plans by: smarty
December 28, 2009, 23:13
Student loan repayment schedules typically provide for monthly payments over a 10-year period. For most, the required monthly payments are manageable.' But for …
Student Loan Forgiveness and Repayment Programs by: smarty
December 28, 2009, 23:12
The government and private entities offer various forms of relief from student loan debt, including programs that provide either debt repayment or forgiveness. …
CAN YOU GET A LOAN? CREDIT CARDS: HIGHER SCORES by: smarty
December 28, 2009, 23:12
Banks are feeling the pinch in their credit-card portfolios, where they are writing off record levels of debt that financially stressed consumers have chosen to…
CAN YOU GET A LOAN? STUDENT LOANS: SQUEEZED by: smarty
December 28, 2009, 23:11
Last spring, the credit squeeze threatened lenders' ability to finance the federal student loans known as Staffords, raising fears that students would be unable…
CAN YOU GET A LOAN? MORTGAGES: STRICTER RULES by: smarty
December 28, 2009, 23:11
Subprime mortgages that were offered to borrowers with questionable qualifications during the housing boom have dried up because lenders--and the investment fir…
Help for Your Student Loan Payments by: smarty
December 28, 2009, 23:09
Today's economy means higher tuition and fewer scholarships for graduate study. But starting this fall, grad students will get a big break when it comes to repa…
Trends in student borrowing: Subsidized and unsubsidized Stafford Loans by: smarty
December 28, 2009, 23:07
Prior to the 1992 Reauthorization of the Higher Education Act, the Student Loan Program consisted only of subsidized loans, in which the federal government p…
DIRECT LOANS TO STUDENTS - Final Thoughts by: smarty
December 28, 2009, 22:59
Should the federal government try a direct-loan approach or not? The Bush Administration, which initially looked favorably on the idea as a possible cost-saving…
Direct Loans: The Minuses by: smarty
December 28, 2009, 22:58
There are five primary reasons that argue against a direct-loan program. The current system works well for millions of students every year. Roughly 3 million…
Direct Loans: The Pluses by: smarty
December 28, 2009, 22:57
There are four primary reasons why a direct student-loan program makes sense. There is widespread dissatisfaction with the current student loan program. By a…
DIRECT LOANS TO STUDENTS by: smarty
December 28, 2009, 22:57
AN IDEA WHOSE TIME HAS (FINALLY) COME? The federal government's Guaranteed Student Loan program started modestly. Begun in 1965, Guaranteed Student Loans (GS…
A Federal Program of Student Loans by: smarty
December 28, 2009, 22:56
The article focuses on a federal program of student loans. For various reasons, from the standpoint of both students and lenders, student loans are not as popul…
Grout repair of dented offshore tubular bracing - experimental behavior by: admin
December 27, 2009, 02:09
A large-scale experimental test program was conducted to assess the residual strength and repair of dent-damaged offshore tubular bracing. The program involved …
A DEA analysis of risk, cost, and revenues in insurance by: admin
December 27, 2009, 02:05
Insurance companies have to take risk and cost into account when pricing car insurance policies that cover the risk of private use of cars. In this paper we use…
Geico, Vistakon fund student memberships in association by: admin
December 27, 2009, 02:05
Thanks to funds donated by Geico and Vistakon, more students are enjoying membership in APHA this year. As it has done every year since 2002, the car insuran…

Finance (1)

Minneapolis-based Finance and Commerce honors Top Women in Finance by: admin
December 23, 2009, 23:58
Finance and Commerce this week announced the winners of its 10th annual Top Women in Finance awards. The awards honor a select group of women who have shown inn…

Gaming (1)

WEB DESIGN MATTERS by: smarty
January 10, 2010, 22:32
Ten essentials for any library site The web site is your library's most important feature. Think about it: Where do people go to find out if a book is availa…

Health and Fitness (33)

Nursing student loan program funding by: smarty
January 15, 2010, 13:21
I am sure that I do not need to tell you that there is a nursing shortage. As stated by the U.S. Bureau of Labor Statistics, in the November 2007 Monthly Labor…
Should the U.N. take over Haiti? by: smarty
January 14, 2010, 15:30
Only six months after the installation of Haiti's latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Ha…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
The Subprime Student Loan Racket 4 by: smarty
January 10, 2010, 22:04
As a result of these changes, private loan borrowing has skyrocketed. In the last decade alone, it has grown an astounding 674 percent at colleges overall, w…
ANEMIA by: smarty
January 3, 2010, 02:22
Women are more likely than men to suffer fromanemia. True, so long as what we are talking about is the form of anemia caused by iron deficiency. Women of child-…
Treatment of glabellar lines with botulinum toxin type A by: smarty
January 2, 2010, 16:39
Azzalure (Galderma) is a newly approved European botulinum neurotoxin type A (BoNT-A) specifically designed for aesthetic usages. It is sourced from Dysport (Ip…
Trichomegaly in a 3-Year-Old Girl with Alopecia Areata by: smarty
January 2, 2010, 16:38
We report here a case of bilateral trichomegaly associated with alopecia areata in a 3-year-old girl, healthy except for mild atopic dermatitis. Trichomegaly is…
Alopecia areata prevalence by gender and age by: smarty
January 2, 2010, 16:36
A letter to the editor is presented discussing the gender-age prevalence of alopecia areata. A letter to the editor is presented in response to the article "…
Development of Alopecia Areata by: smarty
January 2, 2010, 16:35
Development of Alopecia Areata Is Associated with Higher Central and Peripheral Hypothalamic–Pituitary–Adrenal Tone in the Skin Graft Induced C3H/HeJ Mouse …
Neuroendocrine Perspectives in Alopecia Areata: Does Stress Play a Role? by: smarty
January 2, 2010, 16:34
Until recently, the popular notion that psychoemotional stress can have an impact on hair growth has been treated with skepticism and assigned to the realm of f…
The effect of brushing on hair loss in women by: smarty
January 2, 2010, 16:33
Hair loss is a common, bothersome problem among women. Objective: To evaluate the effect of different brushing frequencies on hair loss in women. Methods: This …
308-nm Excimer Laser for the Treatment of Alopecia Areata in Children by: smarty
January 2, 2010, 16:33
Alopecia areata (AA) is a common skin disease which is characterized by nonscarring localized or diffused hair loss. In this study we assessed the efficacy of 3…
Alexithymia in patients with alopecia areata: educational background much more important than traumatic events by: smarty
January 2, 2010, 16:32
Background Recent studies suggest a higher prevalence of alexithymia in patients with alopecia areata (AA). Some authors link alexithymia with the presence of …
Prolactine levels in the patients with alopecia areata. by: smarty
January 2, 2010, 16:32
The article discusses the possible involvement of increased prolactin levels in the aetiopathogenesis of alopecia areata in patients. Modulation by Prolactin of…
Hair diagnoses and signs: the use of dermatoscopy by: smarty
January 2, 2010, 16:31
Hair-shaft examination is diagnostically useful in a range of adult and paediatric conditions. Objective. To evaluate the usefulness of dermatoscopy in hair-sha…
Central, centrifugal, cicatricial alopecia – new observations in normal and diseased hair follicles by: smarty
January 2, 2010, 16:29
Premature desquamation of the inner root sheath (IRS) is an important histological marker for central, centrifugal, cicatricial alopecia (CCCA), and an inherent…
Drunk-Driving Breath Tests May Be Unfair to Women by: smarty
December 29, 2009, 21:06
n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver's bl…
The Subprime Student Loan Racket by: smarty
December 28, 2009, 23:09
WITH HELP FROM WASHINGTON, THE FOR-PROFIT COLLEGE INDUSTRY IS LOADING UP MILLIONS OF LOW-INCOME STUDENTS WITH DEBT THEY'LL NEVER PAY OFF. At the age of forty…
Deciduoid Mesothelioma: A Report of 5 Cases and Literature Review by: smarty
December 28, 2009, 22:53
Deciduoid mesothelioma was first described in young females and in the peritoneum, which led to the suggestion that deciduoid mesothelioma was a distinct subtyp…
Sarcomatoid mesothelioma and its histological mimics: a comparative immunohistochemical study by: smarty
December 28, 2009, 22:52
Differentiating sarcomatoid mesothelioma from other pleural-based spindle cell tumours by light microscopy can be challenging, especially in a biopsy. The role …
Widespread cutaneous and perioral metastases of mesothelioma by: smarty
December 28, 2009, 22:52
Background: Cutaneous involvement by mesothelioma represents a rare occurrence from an uncommon neoplasm. Most cases have resulted from local extension of an un…
Genetic predisposition to fiber carcinogenesis causes a mesothelioma epidemic in Turkey by: smarty
December 28, 2009, 22:51
Malignant mesothelioma in the western world is often associated with asbestos exposure. It is a relatively rare cancer that causes approximately 2,500 deaths ye…
Asbestos Exposure, Pleural Mesothelioma, and Serum Osteopontin Levels by: smarty
December 28, 2009, 22:50
ackground: We investigated the presence of osteopontin in pleural mesothelioma and determined serum osteopontin levels in three populations: subjects without ca…
Inhalation toxicity study of disk-shaped potassium octatitanate particles (Terracess TF) in rats following 90 days of aerosol exposure by: smarty
December 28, 2009, 22:48
Since fibrous particles such as asbestos and some man-made fibers (MMF) have been known to produce carcinogenic or fibrogenic effects, disk-shaped potassium oct…
Decontamination units combat MRSA by: admin
December 27, 2009, 02:14
Decontamination units that are said to kill bacteria and viruses such as MRSA and swine flu within one hour are undergoing trials at hospitals in Redditch and W…
Evolutionary complexities of swine flu H1N1 gene sequences of 2009 by: admin
December 27, 2009, 02:13
A recently emerged novel influenza A (H1N1) virus continues to spread globally. The pandemic caused by this new H1N1 swine influenza virus presents an opportuni…
With widespread concerns about the H1N1 virus and the availability of vaccinations against it this flu season, it is not surprising that flu vaccine scams have emerged. by: admin
December 27, 2009, 02:13
Investigation of Claims of the Paranormal With widespread concerns about the H1N1 virus and the availability of vaccinations against it this flu season, it i…
Under-fives swine flu vaccinations by: admin
December 27, 2009, 02:12
Community practitioners could be called on to administer the influenza A/H1N1v (swine flu) vaccine, following the failure by the BMA and NHS Employers to agree …
A yearlong exercise intervention decreases CRP among obese postmenopausal women by: admin
December 27, 2009, 01:09
PURPOSE: To investigate the effect of a yearlong moderate-intensity aerobic exercise intervention on C-reactive protein (CRP), serum amyloid A (SAA), and interl…
Preliminary effects of the Youth Fit for Life protocol on body mass index in Mexican American children in YMCA before- and after-school care programs. by: admin
December 27, 2009, 01:09
In the United States, Mexican American children have the highest prevalence of combined overweight and obesity at 43%. Youth obesity prevention interventions ha…
Promoting physical health and psychosocial well-being through the sociable tandem cycle recreation program with adults with mood disorder by: admin
December 27, 2009, 01:08
Persons with mental illness often lack physical health and/or psychosocial well-being. The purpose of this study was to enable persons with mood disorders who a…
"Find a new normal:" using recreation therapy to improve the well-being of women with breast cancer by: admin
December 27, 2009, 01:04
Women with breast cancer face numerous physical and psychosocial challenges during and post cancer treatment that may decrease functioning and reduce overall we…

Home and Family (6)

Pro/Con Haiti: Should Haitian refugees be granted Temporary Protected Status (TPS)? by: smarty
January 14, 2010, 15:33
Should Haitian refugees be granted Temporary Protected Status (TPS)? PRO Jocelyn McCalla Executive Director, National Coalition for Haiti…
Does Haiti's instability threaten the United States? by: smarty
January 14, 2010, 15:29
The Homeland Security Department called it “Operation Able Sentry.” In February 2004, as political unrest in Haiti turned into insurrection, the U.S. Coast …
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…
Endogenous Categorization in Insurance by: admin
December 27, 2009, 02:06
This paper analyzes the welfare properties of equilibrium when insurers use observable actions to classify consumers into different risk categories, and consume…
Internet May Distract Teens From Learning To Drive by: admin
December 27, 2009, 02:04
Some teenagers may be passing up one of their rights of passage. It's the chance to get into a car and drive. Insurance companies and federal statistics show th…

Home Based Business (1)

The Toronto Youth Crime and Victimization Survey by: admin
December 27, 2009, 02:02
Our analysis is based on data from the Toronto Youth Crime and Victimization Survey. This project, conducted in 2000, involves a random sample of 3,393 high sch…

Home Improvement (1)

complexity password by: smarty
January 6, 2010, 02:22
complexity password To most Americans, trial by jury is the cornerstone of the nation's justice system, each citizen's absolute right and the guarantor of a fa…

Insurance (6)

Drunk-Driving Breath Tests May Be Unfair to Women by: smarty
December 29, 2009, 21:06
n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver's bl…
Drunk-Driving Laws Make Roads More Dangerous by: smarty
December 29, 2009, 21:05
adley Balko is a policy analyst at the Cato Institute, a libertarian research organization. The nationwide standard for drunk driving—a blood alcohol content…
Insurance, risk, and magical thinking by: admin
December 27, 2009, 02:07
The possession of an insurance policy may not only affect the severity of a potential loss but also its perceived probability. Intuitively, people may feel that…
Endogenous Categorization in Insurance by: admin
December 27, 2009, 02:06
This paper analyzes the welfare properties of equilibrium when insurers use observable actions to classify consumers into different risk categories, and consume…
A DEA analysis of risk, cost, and revenues in insurance by: admin
December 27, 2009, 02:05
Insurance companies have to take risk and cost into account when pricing car insurance policies that cover the risk of private use of cars. In this paper we use…
Internet May Distract Teens From Learning To Drive by: admin
December 27, 2009, 02:04
Some teenagers may be passing up one of their rights of passage. It's the chance to get into a car and drive. Insurance companies and federal statistics show th…

Internet and Businesses Online (6)

Do federal privacy policies regarding the Internet need to be updated? by: smarty
January 5, 2010, 00:26
Calls for changes in federal policies regarding privacy on the Internet come primarily on two fronts: use of cookies on federal Web sites and revision of the El…
Should advertisers' collection of data on Web users be regulated? by: smarty
January 5, 2010, 00:25
Advertisers — working with ISPs, search engine providers and individual Web sites — are turning to ever more powerful tools to gather information about user…
Online Privacy: Do Americans need better protection? by: smarty
January 5, 2010, 00:24
Consumers' visits to online shopping sites — as well as other sites — now can be tracked with new electronic tools by advertisers, Internet service provider…
Should Congress regulate online behavioral advertising? by: smarty
January 5, 2010, 00:19
Should Congress regulate online behavioral advertising? Jeff Chester Executive Director, Center for Digital Democracy. From …
Insurance, risk, and magical thinking by: admin
December 27, 2009, 02:07
The possession of an insurance policy may not only affect the severity of a potential loss but also its perceived probability. Intuitively, people may feel that…
Internet May Distract Teens From Learning To Drive by: admin
December 27, 2009, 02:04
Some teenagers may be passing up one of their rights of passage. It's the chance to get into a car and drive. Insurance companies and federal statistics show th…

Internet and Businesses Online (2)

Do federal privacy policies regarding the Internet need to be updated? by: smarty
January 5, 2010, 00:26
Calls for changes in federal policies regarding privacy on the Internet come primarily on two fronts: use of cookies on federal Web sites and revision of the El…
Should Congress regulate online behavioral advertising? by: smarty
January 5, 2010, 00:19
Should Congress regulate online behavioral advertising? Jeff Chester Executive Director, Center for Digital Democracy. From …

Investing (1)

Insurance, risk, and magical thinking by: admin
December 27, 2009, 02:07
The possession of an insurance policy may not only affect the severity of a potential loss but also its perceived probability. Intuitively, people may feel that…

Legal (5)

Drunk-Driving Breath Tests May Be Unfair to Women by: smarty
December 29, 2009, 21:06
n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver's bl…
Drunk-Driving Laws Make Roads More Dangerous by: smarty
December 29, 2009, 21:05
adley Balko is a policy analyst at the Cato Institute, a libertarian research organization. The nationwide standard for drunk driving—a blood alcohol content…
Evidence of racial profiling by: admin
December 27, 2009, 02:01
We agree, in general, with Gabor's critique of our definition. Clearly, out definition should also have stressed that racial profiling exists when race itself--…
Racial Profiling Definition by: admin
December 27, 2009, 01:59
In the criminological literature, racial profiling is said to exist when the members of certain racial or ethnic groups become subject to greater lev…
A response to Gabor's critique of racial profiling research in Canada by: admin
December 27, 2009, 01:58
Inflammatory rhetoric? Baseless accusations? A response to Gabor's critique of racial profiling research in Canada.(response to Thomas Gabor, Canadian Journal o…

News and Society (2)

Drunk-Driving Breath Tests May Be Unfair to Women by: smarty
December 29, 2009, 21:06
n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver's bl…
Drunk-Driving Laws Make Roads More Dangerous by: smarty
December 29, 2009, 21:05
adley Balko is a policy analyst at the Cato Institute, a libertarian research organization. The nationwide standard for drunk driving—a blood alcohol content…

Obama (6)

Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
Haiti's Dilemma: Should the U.S. do more for its impoverished neighbor? 1 by: smarty
January 14, 2010, 15:24
Haiti is among the world's poorest, least stable countries, beset by extreme unemployment, near-total deforestation, disease and chronic political unrest. After…
Is President Previous Obama on the right track in winning support for his programs in Congress? by: smarty
January 5, 2010, 00:33
State Department staffers greet new Secretary of State Hillary Rodham Clinton on her first day of work, Jan. 22, 2009. (AFP/Getty Images/Mark Ralston) Donn…
Is President Previous Obama on the right track in Iraq and Afghanistan? by: smarty
January 5, 2010, 00:33
At the start of his presidential campaign in February 2007, candidate Obama was unflinchingly calling for withdrawing all U.S. combat forces from Iraq within 16…
Is President Previous Obama on the right track in fixing the U.S. economy? by: smarty
January 5, 2010, 00:32
As president-elect, Obama spent his first full week in Washington in early January first warning of trillion-dollar federal budget deficits for years to come an…
Can Barack Obama deliver the change he promises? by: smarty
January 5, 2010, 00:30
Making history: President Barack Obama, the first African-American president of the United States, and first lady Michelle Obama walk in the Inaugural P…

Reference and Education (1)

A Gross Failure of Leadership by: admin
January 1, 2010, 02:35
Planet earth is in imminent peril. We now have clear evidence of the crisis, provided by increasingly detailed information about how Earth responded to perturbi…

Relationships (1)

Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…

Self Improvement (1)

Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…

Stories and Tales (22)

Top tips for first-home buyers by: smarty
January 15, 2010, 13:05
KNOWLEDGE is the key to today's first-home buyers feeling comfortable with entering the property market. First-home buyers make up about 18 per cent of the …
Help teens learn how to use credit by: smarty
January 15, 2010, 13:02
Iris Taylor Aug. 30--Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester -- and about the dangers o…
Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
Haiti's Dilemma: Should the U.S. do more for its impoverished neighbor? 1 by: smarty
January 14, 2010, 15:24
Haiti is among the world's poorest, least stable countries, beset by extreme unemployment, near-total deforestation, disease and chronic political unrest. After…
The Subprime Student Loan Racket 5 by: smarty
January 10, 2010, 22:05
ggle to find jobs in their fields. This is because, in many cases, they don't get the skills they need to compete. After all, it's far easier and less expensi…
The Subprime Student Loan Racket 4 by: smarty
January 10, 2010, 22:04
As a result of these changes, private loan borrowing has skyrocketed. In the last decade alone, it has grown an astounding 674 percent at colleges overall, w…
The Subprime Student Loan Racket 3 by: smarty
January 10, 2010, 22:03
The for-proftt higher education sector is no stranger to scandal. In the 1980s and early '90s, it came to light that hundreds of fly-hy-night schools had been…
The Subprime Student Loan Racket 2 by: smarty
January 10, 2010, 22:01
Since graduating in 2008, Leveque has been unable to find a nursing job, perhaps because she never learned how to perform basic tasks such as giving shots. In…
American Women vs. the Taliban -- Urban Legend by: smarty
January 3, 2010, 02:24
Take all American women who are within five years of menopause - train us for a few weeks, outfit us with automatic weapons, grenades, gas masks, moisturizer wi…
Anger Management -- Urban Legend by: smarty
January 3, 2010, 02:19
When you occasionally have a really bad day, and you just need to take it out on someone, don't take it out on someone you know --#x2013; take it out on someone…
FEED A COLD, STARVE A FEVER - AIR-CONDITIONING by: smarty
January 3, 2010, 02:15
AIR-CONDITIONING Exposure to air-conditioning causes colds. The only thing that causes you to catch cold is exposure to the cold virus. But there are two ways …
AIDS Aggressors: Needles by: smarty
January 3, 2010, 02:14
For over 20 years rumors and legends have circulated by word of mouth, in the media, and on the internet about HIV-positive people deliberately infecting others…
AIDS Aggressors: Mirrors by: smarty
January 3, 2010, 02:13
For over 20 years rumors and legends have circulated by word of mouth, in the media, and on the internet about HIV-positive people deliberately infecting others…
AIDS Aggressors: Kissing, Biting, and Spitting by: smarty
January 3, 2010, 02:12
For over 20 years rumors and legends have circulated by word of mouth, in the media, and on the internet about HIV+ people deliberately infecting others as a fo…
AIDS Aggressors: Introduction -- Urban Legend by: smarty
January 3, 2010, 02:12
For over 20 years rumors and legends have circulated by word of mouth, in the media, and on the internet about HIV-positive people deliberately infecting others…
AIDS Aggressors: Caskets -- Urban Legend by: smarty
January 3, 2010, 02:10
For over 20 years rumors and legends have circulated by word of mouth, in the media, and on the internet about HIV+ people deliberately infecting others as a fo…
A Woman's Place by: smarty
January 3, 2010, 02:06
Among proverbs can be found many of society’s teachings in the past about the place of a woman in a man’s world. Definite borders were drawn around a woman …
A Woman's Nature by: smarty
January 3, 2010, 02:06
Remarks about the behavior of women and relationships with them, that is, what is in their nature and what one can expect from them, are very common among Ameri…
A Woman's Looks by: smarty
January 3, 2010, 02:05
Ugly, homely, painted or plain, pretty in figure or dress—did it matter more to the beauty or her beholder? It is hard to tell from the proverbs on the subjec…
A Woman And Her House by: smarty
January 3, 2010, 02:04
This chapter is a short one, but the fact that a collection of proverbs on the relationship of a woman and a house can be made at all is an important indication…
A Bunch of Laurel Blooms for a Present by: smarty
January 3, 2010, 02:03
Appalachian Brought you some laurel buds to make a flowerpot to pretty up your house. Mary always loved laurel blooms the best when they were still little, k…
A Patriot's Answer to an Iraqi -- Urban Legend by: smarty
January 3, 2010, 02:02
Letter From A Mom One of my dear sons serves in the military. I'm a very proud Mom. He is still stateside here in California. He called me yesterday to let me …

Student Loans (32)

Student Loans Can Hold Tax Surprises by: smarty
January 15, 2010, 13:22
STUDENT LOAN FORGIVENESS PROGRAMS Due to rising tuition costs, the number and size of student loans have increased dramatically in recent years, Once the exc…
Nursing student loan program funding by: smarty
January 15, 2010, 13:21
I am sure that I do not need to tell you that there is a nursing shortage. As stated by the U.S. Bureau of Labor Statistics, in the November 2007 Monthly Labor…
Student loans could be part of new financial support package by: smarty
January 15, 2010, 13:19
The article discusses proposed changes to the way British nursing student education is funded. The British Department of Health (DH) plans to use a system that …
Student perceptions of the clinical laboratory science profession by: smarty
January 15, 2010, 13:17
The purpose of this paper is to describe the attitudes and perceptions among college biology and CLS/CLT students. These students were on selected college campu…
Rapid assessment for psychopathology in a college health clinic: utility of college student specific questions by: smarty
January 15, 2010, 13:16
The purpose of this study was to determine the utility and unique benefits of employing the College Health Questionnaire (CHQ) in a college health care setting.…
Student-Loan Companies: 'We're Not Dead Yet!' by: smarty
January 10, 2010, 22:06
"In Monty Python terms, it is nailed to its perch," Robert M. Shireman said, alluding to the fact that the industry, like much of the financial sector, is being…
The Subprime Student Loan Racket 5 by: smarty
January 10, 2010, 22:05
ggle to find jobs in their fields. This is because, in many cases, they don't get the skills they need to compete. After all, it's far easier and less expensi…
The Subprime Student Loan Racket 4 by: smarty
January 10, 2010, 22:04
As a result of these changes, private loan borrowing has skyrocketed. In the last decade alone, it has grown an astounding 674 percent at colleges overall, w…
The Subprime Student Loan Racket 3 by: smarty
January 10, 2010, 22:03
The for-proftt higher education sector is no stranger to scandal. In the 1980s and early '90s, it came to light that hundreds of fly-hy-night schools had been…
The Subprime Student Loan Racket 2 by: smarty
January 10, 2010, 22:01
Since graduating in 2008, Leveque has been unable to find a nursing job, perhaps because she never learned how to perform basic tasks such as giving shots. In…
The Subprime Student Loan Racket 1 by: smarty
January 10, 2010, 21:59
At the age of forty-three, Martine Leveque decided it was time to start over. For several years, she had worked in the movie business, writing subtitles in I…
The Subprime Student Loan Racket by: smarty
January 10, 2010, 21:56
WITH HELP FROM WASHINGTON, THE FOR-PROFIT COLLEGE INDUSTRY IS LOADING UP MILLIONS OF LOW-INCOME STUDENTS WITH DEBT THEY'LL NEVER PAY OFF. At the age of forty…
Sallie Mae Fights for Student-Loan Role in a Campaign That's All About Jobs by: smarty
January 10, 2010, 21:54
On a crisp November morning, hundreds of Sallie Mae employees gathered here in a scene reminiscent of a high-school pep rally. They filed into rows of folding c…
Help for Your Student Loan Payments by: smarty
January 10, 2010, 21:52
Forgiveness is in the air. So low earnings are suddenly much less of a sacrifice Today's economy means higher tuition and fewer scholarships for graduate stu…
ACS; ACS Electronic Benefit Transfer Program to Save Money and Improve Services for the State of California by: smarty
January 10, 2010, 21:39
The state's EBT program, one of the largest in the nation, allows 1.3 million Californians to receive benefits from a number of public assistance programs on th…
Young People in Debt by: smarty
January 10, 2010, 15:18
In recent decades, an increasing number of Americans have gone into debt. Young people, especially, fall into this category. Having had to borrow large amounts …
Student Loans Sutdent Loans Sudent Loans Student Lons by: smarty
January 10, 2010, 15:17
Discussion Questions & Activities 1) Do you think college is too expensive? Or do you think college is fairly priced, based on the services colleges provid…
College Tuition and Enrollment Set to Increase by: smarty
January 10, 2010, 15:16
Observers say that it is likely that the incoming 2009-10 freshman class will be the largest in U.S. history, an assertion based on the fact that 2009 will set …
College Worth the Cost, Defenders Maintain by: smarty
January 10, 2010, 15:15
Defenders of college tuition costs say that a first-rate education is expensive; colleges have tried for many years to reduce spending, but higher education is …
College Costs Spiraling Out of Control, Critics Say by: smarty
January 10, 2010, 15:15
Critics of current college tuition costs say that colleges are charging an unreasonable amount of money for a product that is essential if the U.S. economy is t…
Colleges Feel the Recession's Effects by: smarty
January 10, 2010, 15:14
The U.S. economy entered a recession in December 2007. As of March 2009, it remains mired in economic turmoil, with no end in sight. Economists have predicted t…
The Financial Costs of a College Education 2 by: smarty
January 10, 2010, 15:14
The Sallie Mae/Gallup poll also found that 42% of an average student's education is paid for directly (with personal savings and income), while 3% comes from gi…
The Financial Costs of a College Education by: smarty
January 10, 2010, 15:13
In 2007, nearly four out of five of students attending college went to a public college or university, a category that includes four-year schools as well as two…
Update: College Tuition Costs by: smarty
January 10, 2010, 15:12
The issue: Is college too expensive? Critics of college tuition costs say: The cost of attending college has spiraled out of control, with yearly tuitio…
President Obama Discusses His Initiatives for the Middle Class by: smarty
January 10, 2010, 15:10
During the past several decades, the U.S. has scaled back its social safety net for the poor. To combat the current economic downturn, however, President Obama …
Student Loans Student Loans by: smarty
January 10, 2010, 15:09
Discussion Questions & Activities 1) Given the rising cost of college tuition and amount of money students are taking out in loans, do you think a college …
Future of College Education Tied to Economy by: smarty
January 10, 2010, 15:08
The U.S. used to produce a higher percentage of college graduates per capita than any other country, but that is no longer the case. To reinvigorate the U.S. ec…
Higher Education Must Be Transformed, Critics Insist by: smarty
January 10, 2010, 15:08
Critics who question the notion that a college degree is a ticket to upward mobility point to a discrepancy between what is being taught and the challenges the …
U.S. Must Make College Available to All, Advocates Say by: smarty
January 10, 2010, 15:07
Supporters of the universal value of a college degree insist that it signifies a well-rounded education, and gives those who obtain it an advantage in securing …
College Enrollment Expands in Late 20th Century by: smarty
January 10, 2010, 15:06
Politics--both domestic and global--played a role in government's involvement in and commitment to higher education in the second half of the 20th century. An i…
Higher Education in the U.S. by: smarty
January 10, 2010, 15:04
The history of U.S. higher education mirrors that of the nation itself. At the time of the Revolutionary War (1775-83), nine chartered degree-granting colleges …
Value of a College Degree by: smarty
January 10, 2010, 15:02
The Issue: Are the long-term universal benefits of a college degree worth its financial cost? Or should higher education prepare people better for the chang…

Uncategorized (5)

Student loans could be part of new financial support package by: smarty
January 15, 2010, 13:19
The article discusses proposed changes to the way British nursing student education is funded. The British Department of Health (DH) plans to use a system that …
Haiti's Dilemma: Should the U.S. do more for its impoverished neighbor? 1 by: smarty
January 14, 2010, 15:24
Haiti is among the world's poorest, least stable countries, beset by extreme unemployment, near-total deforestation, disease and chronic political unrest. After…
Deficiencies in the Health Care System Threaten America's Ability to Respond to Bioterror by: smarty
January 1, 2010, 02:52
Katherine Eban is a Brooklyn-based investigative journalist. She writes about medicine and public health for numerous national magazines. The federal governmen…
Specialist web host streamlines online business by: smarty
December 28, 2009, 22:55
The internet is a juggernaut that has changed the way we get information, buy things and consume digital media. The scale of internet consumer transactions is …
Hello world! by: admin
December 23, 2009, 10:26
Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!

Writing and Speaking (2)

Is the United States responsible for Previous HitHaitiNext Hit's crises? by: smarty
January 14, 2010, 15:26
Some observers blame Haiti's upheavals over the last 20 years — including the current one — on the United States. For those who hold an even more sinist…
Haiti's Dilemma: Should the U.S. do more for its impoverished neighbor? 1 by: smarty
January 14, 2010, 15:24
Haiti is among the world's poorest, least stable countries, beset by extreme unemployment, near-total deforestation, disease and chronic political unrest. After…

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