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	<title>Academic journal articles for research and self education &#187; Automotive</title>
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	<description>Organic Articles for Research and Self-Education</description>
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		<title>Help teens learn how to use credit</title>
		<link>http://www.fortogo.com/2010/01/help-teens-learn-how-to-use-credit/</link>
		<comments>http://www.fortogo.com/2010/01/help-teens-learn-how-to-use-credit/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 20:02:01 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Culture]]></category>
		<category><![CDATA[Finance]]></category>
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		<guid isPermaLink="false">http://www.fortogo.com/?p=627</guid>
		<description><![CDATA[Iris Taylor
Aug. 30&#8211;Parents, talk to your college-bound youngsters about the correct use of a credit card on campus this semester &#8212; and about the dangers of racking up debt.
Think about these sobering facts from a 2009 study by student lender Sallie Mae: Undergraduates are carrying record high credit-card balances. The average balance has grown to [...]]]></description>
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		<title>Bond sale hints of thaw in auto lending</title>
		<link>http://www.fortogo.com/2010/01/bond-sale-hints-of-thaw-in-auto-lending/</link>
		<comments>http://www.fortogo.com/2010/01/bond-sale-hints-of-thaw-in-auto-lending/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 20:00:27 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=625</guid>
		<description><![CDATA[Ford, Nissan go to the market — and it says yes
A new U.S. stimulus program is loosening credit for car buyers.
Last week the finance arms of Ford Motor Co. and Nissan North America sold $4.25 billion in bonds to fund consumer auto loans. Some of the bond buyers used newly available government loan guarantees.
The bonds [...]]]></description>
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		<title>Study: Loan terms are getting shorter</title>
		<link>http://www.fortogo.com/2010/01/study-loan-terms-are-getting-shorter/</link>
		<comments>http://www.fortogo.com/2010/01/study-loan-terms-are-getting-shorter/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 19:59:32 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=623</guid>
		<description><![CDATA[The recent trend toward longer auto loans is reversing, a new study suggests.
The average loan term for both new- and used-vehicle purchases declined in the first half of 2009, reports the research firm Experian Automotive.
&#8220;For at least the last year, we&#8217;ve seen drops in terms,&#8221; says Melinda Zabritsky, Experian&#8217;s director of automotive credit. &#8220;While there [...]]]></description>
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		<title>Auto loan applicants face tougher scrutiny</title>
		<link>http://www.fortogo.com/2010/01/auto-loan-applicants-face-tougher-scrutiny/</link>
		<comments>http://www.fortogo.com/2010/01/auto-loan-applicants-face-tougher-scrutiny/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 19:58:50 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=621</guid>
		<description><![CDATA[Dealers must heed lenders&#8217; demands for proof of income, residency, phone bill
Dealer consultant Frank Martin has come to expect auto lenders to call a customer&#8217;s cell phone to confirm the customer&#8217;s credit information — right in the middle of the finance transaction. It is just a sign of the times.
&#8220;Even customers with high Beacon scores [...]]]></description>
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		<title>HAITI: Freedom and Repression</title>
		<link>http://www.fortogo.com/2010/01/haiti-freedom-and-repression/</link>
		<comments>http://www.fortogo.com/2010/01/haiti-freedom-and-repression/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 22:31:57 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Communications]]></category>
		<category><![CDATA[Culture]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=599</guid>
		<description><![CDATA[Today the name Haiti signifies poverty. But in the late 18th century, as the French colony of Saint-Domingue, it was the world&#8217;s most profitable colonial holding — a world-record holder in coffee and sugar production. 
In 1791 the colony&#8217;s slaves rebelled against their masters — whose cruelty was extraordinary, even by 18th-century standards. Punishments included [...]]]></description>
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		<title>Should the U.N. take over Haiti?</title>
		<link>http://www.fortogo.com/2010/01/should-the-u-n-take-over-haiti/</link>
		<comments>http://www.fortogo.com/2010/01/should-the-u-n-take-over-haiti/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 22:30:41 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Communications]]></category>
		<category><![CDATA[Culture]]></category>
		<category><![CDATA[Health and Fitness]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=597</guid>
		<description><![CDATA[Only six months after the installation of Haiti&#8217;s latest interim government, the idea of dissolving it to make Haiti a U.N. “protectorate” buzzed through Haiti policy circles. Marcella advocated the idea on Nov. 8, 2004, to the Defense Department&#8217;s Florida-based Southern Command. 
Marcella and other see a protectorate as the only hope for ordinary Haitians, [...]]]></description>
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		<title>complexity password</title>
		<link>http://www.fortogo.com/2010/01/complexity-password/</link>
		<comments>http://www.fortogo.com/2010/01/complexity-password/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 09:22:38 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Book Reviews]]></category>
		<category><![CDATA[Cancer]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Home and Family]]></category>
		<category><![CDATA[complexity password]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=478</guid>
		<description><![CDATA[complexity password
To most Americans, trial by jury is the cornerstone of the nation&#8217;s justice system, each citizen&#8217;s absolute right and the guarantor of a fair and impartial judgment. Over the last 15 years, however, many Americans have come to believe that the ideal of a jury trial has been tarnished. A number of controversial jury [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Drunk-Driving Breath Tests May Be Unfair to Women</title>
		<link>http://www.fortogo.com/2009/12/drunk-driving-breath-tests-may-be-unfair-to-women/</link>
		<comments>http://www.fortogo.com/2009/12/drunk-driving-breath-tests-may-be-unfair-to-women/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 04:06:27 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Health and Fitness]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[News and Society]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=279</guid>
		<description><![CDATA[n the following selection Sylvia Hsieh, executive legal editor for Lawyers Weekly USA, reports that the breath-analysis machines used to determine a driver&#8217;s blood alcohol concentration (BAC) may in some cases discriminate against women. The breath-analysis machines, reports Hsieh, are based on the blood-to-alcohol ratios of young healthy white men and do not consider gender [...]]]></description>
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		<title>Drunk-Driving Laws Make Roads More Dangerous</title>
		<link>http://www.fortogo.com/2009/12/drunk-driving-laws-make-roads-more-dangerous/</link>
		<comments>http://www.fortogo.com/2009/12/drunk-driving-laws-make-roads-more-dangerous/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 04:05:19 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[News and Society]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=277</guid>
		<description><![CDATA[adley Balko is a policy analyst at the Cato Institute, a libertarian research organization.
The nationwide standard for drunk driving—a blood alcohol content (BAC) of .08—is too low and is doing more harm than good. Drivers with a BAC of .10 or higher account for nearly 80 percent of all alcohol-related fatalities each year. Instead of [...]]]></description>
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		<title>Ignition Interlock Devices Prevent Drunk Driving</title>
		<link>http://www.fortogo.com/2009/12/ignition-interlock-devices-prevent-drunk-driving/</link>
		<comments>http://www.fortogo.com/2009/12/ignition-interlock-devices-prevent-drunk-driving/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 04:04:17 +0000</pubDate>
		<dc:creator>smarty</dc:creator>
				<category><![CDATA[Automotive]]></category>

		<guid isPermaLink="false">http://www.fortogo.com/?p=275</guid>
		<description><![CDATA[Excerpted from &#8220;What&#8217;s New in the Ignition Interlock World?&#8221; by Darrel L. Longest. www.ignitioninterlock.com/impaired.htm. Copyright © 2000 Life Sciences Corporation. Originally published by Civic Research Foundation, Impaired Driving Update. Reprinted with permission.
Darrel L. Longest is the founder and CEO of Life Sciences Corporation, a privately held company known as the Ignition Interlock Group. The company [...]]]></description>
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